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The weekly trip to a check cashing store takes time and gas.For those that can’t get a checking account or simply don’t want one, there is a no cost, convenient, and safe alternative to check cashing stores–a prepaid credit card with no fees or low fees.t is estimated that about 40 million Americans do not have a bank account. For many, they are unable to qualify for a bank account because of past bounced checks.Bounce too many checks, and you’ll find yourself in the Chexsystems, which many banks use to evaluate potential new banking customers.You can add money to the prepaid card and use it anywhere Visa or Master Card debit cards are accepted.Money can be added to most prepaid cards in one of several ways: Prepaid cards are part of either the Visa or Master Card debit card network.We shoot the pictures and video ourselves which means it's unique.
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Time Magazine wrote about this phenomenon, which costs consumers billion a year in fees charged by check cashing stores, payday loan providers, and others.
It’s not at all uncommon for consumers to spend 3% or more to get a paycheck cashed.
Prepaid credit cards offer several benefits beyond a simple ATM card.
Perhaps the key benefit is direct deposit of paychecks, government checks, and benefit checks.
And if you know of other prepaid card offers that you think should be added to the list, please leave a comment. I'm at Day 26 in your 31 day money challenge podcast. I've been looking for a comprehensive guide to all-things-money and this has been so informative." --Danielle Get Instant Access!